Made for everyday use
Budget offline. Optional reminders are scheduled on your device, with generic text that keeps your amounts private.
A little clarity for today
Protect money for bills and savings, then see a clear daily spending allowance. Just your budget, on your device.
£2.99 once in the UK. No subscriptions.

Your money, with a little more clarity
A simple daily view, built around the things that matter to you.
Enter your available cash and pay schedule. Savings already held separately stay separate.
Plan for unpaid bills, optional general savings and personal goals before everyday spending.
Record spending as you go. Your daily estimate updates as you move towards your next payday.
Bills, thought ahead
Keep money ready for bills across paydays, with a clear view of what is already protected and what still needs funding.
Recurring contributions follow your pay schedule. Near deadlines and overdue bills stay visible, so you can see what needs attention.
How bill funding works
Save for what matters
Put money aside for what matters, before you spend.
Choose recurring general savings and several personal goals. Set a monthly contribution or a target date, follow money actually saved and see estimated completion dates.
Savings are optional. Money already in a separate savings account is never deducted from your available cash again.
Understand savings and goals
A fresh day. Your money carries on.
Unused daily allowance carries into tomorrow in full. Overspending carries forward too.
Record expenses manually, correct an entry or add a refund in History. Your plan stays grounded in the money you really have.
A simple rollover example
If the plan stays the same. Protected bill and savings money stays protected.
Your budget. Your device.
Your financial entries stay in a protected local store. No bank login, advertising, analytics SDK or developer budget server.
Read our privacy policyBudget offline. Optional reminders are scheduled on your device, with generic text that keeps your amounts private.
Export a personal backup when you choose. Exported files are unencrypted, so keep them somewhere you trust.
The app supports English, Romanian, Turkish, German, French and Spanish. Language and currency are independently editable.

£2.99 one-time paid download in the UK. All manual budgeting features included. No subscriptions or in-app purchases.
Regional prices are determined by Apple’s App Store.
Allowances and goal dates are estimates based on your entries. SpendToday does not read your live bank balance, transfer money or provide financial advice. Basic does not automatically record Apple Pay purchases. Images show illustrative budgets, not real customer accounts.